Rotary District 5340 is delighted to announce that Citizens Business Bank has become the exclusive sponsor of the Millions For HOPE Foundation Gala, coming to the Del Mar Fairgrounds on October 17, 2015.  
The Millions For HOPE (Health, Overcoming Poverty and Education) campaign is focused on raising awareness for The Rotary Foundation (TRF) and encouraging Rotarians to consider including TRF in their estate plans. The goal of Millions For HOPE is to identify $15 million in new bequests since July 1, 2014 earmarked for the Foundation.  On October 17, 2015, RI President Ravi Ravindran will host a special VIP reception before the main gala for donors who have made a bequest of at least $25,000, or made gifts of cash of $10,000 or more. 
Citizens Business Bank's participation will offset event costs, significantly reducing the price for gala tickets for every attending Rotarian and guest. To learn more about the gala and Citizens Business Bank's wide range of services, please read on.
 

CitizensTrust Wealth Management, a division of Citizens Business Bank

Investing Solutions from CitizensTrust Wealth Management

 

Estate Planning 

 

Estate planning is about two things: everyone you love and everything you own.  Making sure that your estate plan covers those you care about and everything you’ve worked hard for is incredibly important.  Yet many people believe that once they have initiated their estate plan they can put it on the shelf and forget about it. Unfortunately nothing could be further from the truth. CitizensTrust Wealth Management is here to help you with that. 

 

Change is an inevitable thing. Families change, financial circumstances change, laws and tax codes change too. It is imperative that your estate plan, much like you, gets an annual check-up to ensure that everything is working correctly and properly coordinated with your goals, hopes, dreams, and aspirations.

CitizensTrust Wealth Management will work closely with you and your trusted advisors to make sure that people and causes you love most will continue to be cared for in the manner you intended.

 

Learn more on our website or by calling one of our CitizensTrust Wealth Management professionals today at 888.734.4222.

 

Special Needs Trusts

 

Special Needs Trusts (SNT) are special in so many ways. They allow you to have peace of mind when it comes to making sure that the people in our lives who require assistance taking care of themselves, whether it’s your parents, children, or siblings, receive the help they need. This includes creating the instructions for their care and ensuring the government assistance they are eligible for continues to benefit them without interruption.

 

While many institutional trustees have moved away from this area of service, CitizensTrust Wealth Management has continuously demonstrated its willingness to devote the time and resources to assist families who require the expertise to let them sleep well knowing their loved ones will be taken care of for as long as they live.

 

Please call CitizensTrust Wealth Management today if you have questions or would like to discuss how a Special Needs Trust might work for you and your loved ones.

 

Real Estate

 

Real estate can play a key role in the accumulation of a family’s wealth. It also may provide a steady income stream from rental properties, both residential and commercial. At CitizensTrust Wealth Management, we understand the important role of real estate investments in today’s economic environment, as well as its wealth foundation for future generations.

 

CitizensTrust Wealth Management uses its decades of experience in managing real estate investments to ensure that our client’s financial needs are achieved. Using both internal and external resources, we evaluate assets on a regular basis to make decisions as to whether the real estate should continue to be held or replaced by an asset that will provide better value on a current and future basis.

 

We also understand the challenges of property management for real estate and have the systems in place to properly account for the income and expenses of a particular property, which can help bring peace of mind to customers who no longer wish to deal with the headaches that sometimes come from real estate ownership.

 

Call CitizensTrust Wealth Management today at 888.734.4888 if you have questions or would like to review your real estate assets and the role they play in your financial goals.

 

CitizensTrust is a division of Citizens Business Bank. Estate Planning Services and Trust Services provided through CitizensTrust Wealth Management.

NOT FDIC INSURED – NOT BANK GUARANTEED – MAY LOSE VALUE – NOT INSURED BY ANY GOVERNMENT AGENCY – NOT A BANK DEPOSIT